(ISC)2 Certified in Cybersecurity Practice Exam

Which one of the following terms refers to the information security standard for card transactions?

1. ISO 27001

2. NIST SP 800-53

3. Payment Card Industry Data Security Standard (PCI DSS)

4. Electronic Communications Privacy Act

The correct answer is: Payment Card Industry Data Security Standard (PCI DSS)

The term that refers to the information security standard for card transactions is the Payment Card Industry Data Security Standard, commonly known as PCI DSS. This standard was established to enhance the security of payment card transactions and to protect cardholder data from theft and fraud. PCI DSS outlines a comprehensive set of requirements that organizations must follow in order to securely handle credit card information, including maintaining a secure network, implementing strong access control measures, monitoring and testing networks, and regularly reviewing security policies. When dealing with payment card transactions, compliance with PCI DSS is crucial for businesses that process, store, or transmit cardholder data. This standard plays a significant role in ensuring that sensitive payment information is safeguarded, thereby helping to maintain consumer trust and preventing financial crimes related to credit card fraud. Other options do not focus specifically on card transactions. ISO 27001 pertains to information security management systems more generally, providing a framework for managing sensitive company information. NIST SP 800-53 outlines security and privacy controls for federal information systems and organizations, focusing on the broader scope of cybersecurity rather than specifically on payment card transactions. The Electronic Communications Privacy Act relates to the protection of electronic communications but is not directly associated with the security measures necessary for handling payment card data.